What To Do If You’ve Been In A Car Accident

What To Do If You’ve Been In A Car Accident

• Always stop in a safe place (if possible) if you are involved in an accident, as this is your legal obligation. Even if you do not think there was any damage, any time you collide with something, you need to stop your car in a safe place if it is safe to move following a collision.
• Do not admit that you are at fault for the accident. Your insurance policy is a contract, and your contract for your insurance with your car insurance company states that you must not assume responsibility or liability under these circumstances. If you expect the insurance company to take care of your claim, let them do the talking.
• Assess the damages to the people involved, especially yourself, and take photos of the damaged areas of the vehicles. Be sure to maintain the safety of all involved by standing a safe distance away from other traffic and unsafe vehicles.
• Call 911 to report the accident. They will ask if an ambulance or paramedics are needed. If not, they may direct you to the local police department to file a report.
• Limit your conversation about the accident to the police, medical professional and your insurance company. Do not talk about details with the other party involved, and as mentioned above, do not admit any fault.
• Make a list of the facts on these 3 important subjects:
  1. The Accident Facts
     • How the Accident Occured
     • The date and time, road conditions, make and model of vehicles with license plates and VIN’s.
     • Names and badge # of Police officers at the scene.
     • Names and numbers of any witnesses present.
     • Photos of the damage to the vehicles.
  2. The Other Driver’s Facts
     • Name
     • Driver’s License Number
     • Address
     • Telephone Number
  3. The Other Driver's Insurance Facts
     • Insurance company name
     • Insurance policy number

You might want to print out this list to keep in your car, and keep it in your glove box with your car registration and proof of insurance, with a pen handy. In the unfortunate event of a car accident, at least you will be prepared to manage the damages, minimize risks of misrepresentation, and establish a good foundation for a legal case to recover the damages caused by the accident.

If you have further questions or need assistance in managing your injuries from a recent car accident claim, please contact the San Diego Auto Accident Specialists immediately at: 858-752-3996  We will help you get the medical and legal help you need to recover quickly and effectively.

Click on our website at: sandiegoautoinjuryspecialists.com